Privacy Policy

This privacy policy discloses the privacy practices for http://www.medmaldirect.com.  This site is owned and operated by Physicians Trust, Inc. and its subsidiary, MedMal Direct Insurance Company. 

This privacy policy applies solely to information collected by this web site. It will notify you of the following:

  1. What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

You can visit our site anonymously without providing any personal information and without becoming a registered user.  Our computers may collect user information such as IP addresses or information that identifies the type of browser used to access the site.  We may also use this data to monitor and improve site performance.

We will use your information to respond to you regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

As part of our underwriting and claims process, we may request personal information including but not limited to your name, address, telephone and fax numbers, email address, practice details, claims history, credit card or bank numbers, and social security numbers.  We will only use this information in order to respond to your requests or as otherwise necessary to comply with federal or state law, investigate wrongdoing, or to protect MedMal Direct or others.

Unless you ask us not to, we may contact you in the future to tell you about specials, new products or services, or changes to this privacy policy.

Children and Privacy Concerns

This site is not intended for use by anyone under 18 years of age.  We do not knowingly solicit information from or market our services to children.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us at (904) 482-4068 or info@mymedmal.com.

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

Cookies

We may use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Security 

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Medmaldirect.com uses encryption and authentication tools to protect your personal information. However, emails sent via the Site may not be secure during transmission. If your communication is very sensitive, or includes highly confidential information such as a credit card number or premium or claim information, you may want to send it by regular mail or verify that encryption is used.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Third Parties

This Site may contain links to other sites including those of our affiliates, business partners, or other third parties. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.  If you have any questions about the third party site’s content, security, or date practices, you should contact the operator of that site directly.

Updates

Our Privacy Policy may change from time to time and all updates will be posted on this page.  You may or may not be notified directly of such updates.

If you feel that we are not abiding by this privacy policy or have other concerns, you should contact us immediately via telephone at (904) 482-4068 or at info@mymedmal.com.