Medical Malpractice Insurance in Missouri

When it comes to medical malpractice risks and liabilities, the state of Missouri is one of the worst in the nation for both doctors and insurance providers. This problem is largely a result of a 2012 ruling by the state's highest court. This ruling eliminated the cap on damages a claimant could recover in a malpractice lawsuit, making it possible for claimants to seek exorbitant payoffs for a single incident. In May of 2015, a similar cap was reinstated on damages sought in the state of Missouri. However, measurable economic damages are not subject to any limits under this new law. In addition, the caps imposed by this new law are significantly higher than those imposed by the law that was overturned.

Because of the risks of medical malpractice claims, Missouri medical malpractice insurance premiums can be expensive. As a result, some doctors may be tempted to avoid purchasing medical malpractice insurance. However, the state of Missouri requires physicians to carry a certain amount of insurance, so this is not the best strategy for avoiding expense. Not only will a doctor without insurance be subject to penalties under the law, but he or she will also be open to significant financial loss in the event of a claim. By carrying adequate coverage, however, a doctor can feel confident that he or she will be protected in the event of a lawsuit.

If you are a physician in Missouri, you need the best medical malpractice insurance Missouri has to offer. If you are searching for the right malpractice insurance policy, be sure to research your options carefully before you make a purchase. Consult your colleagues and search for different providers who specialize in offering Missouri medical and/or Missouri legal malpractice insurance online. You should also contact insurance companies for individualized quotes so that you can be sure that you are getting the most comprehensive coverage for the most competitive price. MedMal direct offers extensive malpractice insurance coverage, valuable policyholder benefits, and exceptional customer service. For more information or to obtain a quote, contact MedMal Direct’s Missouri medical malpractice insurance representative below.

Meet Your Missouri Representative

Susan Payne
Regional Vice President
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