Medical Malpractice Insurance in Miami, Florida

Medical malpractice insurance is a mission critical purchase for doctors in Miami. The insurance provides professional liability coverage for doctors, surgeons and other medical professionals. The policy protects the insured in the case where a patient claims or suffers harm due to errors, negligence or a failure to follow an accepted standard of care.

MedMal Direct offers the most competitive insurance rates - because we are direct. You can expect an aggressive company that will defend and collaborate should you ever face a claim. No matter if you are replacing knees in Key Biscayne or performing rhinoplasty in Boca Raton, we have your covered. And, since we are based right up 95 in Jacksonville, rest assured we know the Florida market and it's needs.

Steve Demby, our Regional Vice President, works with physicians and practices directly to help you insure a healthy practice. Just like so many other doctors who have made the switch, you'll be delighted with the level of service and expertise Steve can provide.

Come join the thousands of doctors who made the switch and saved! Check it out for yourself with a no obligation quote!

"Going Bare" in Florida

Medical malpractice insurance is one of the largest expenses to a doctor. As a result, some have chosen to "go bare." To “go bare” means that a doctor practices medicine without professional liability insurance. This short-sighted decision could mean financial ruin should a patient file a claim against you. Although Florida does not require medical malpractice insurance (under certain conditions), uninsured doctors face undeniable legal risks that can ultimately be career-ending. A recent case in Aventura awarded a man $1 million dollars in damages over a botched liposuction procedure. The doctor, who practiced bare, had to declare bankruptcy.

Doctors who practice “bare” mistakenly believe that a lack of insurance coverage means fewer claims and even less severity. However, there is no evidence to support this claim. Additionally, some "bare" physicians think that you cannot be sued if you do not have insurance - this is false! A doctor without insurance can absolutely be sued by a patient in Florida.

A medical malpractice policy pays for the related cost to defend you and your practice up to your policy limits. Covered items would include court fees, defense costs, and any resulting damages or settlements - in the event you are sued. Don't take the chance to practice medicine bare - your career and livelihood is just not worth it!

Why Work with a Specialized, Direct Insurance Company?

If you need to buy medical malpractice insurance, MedMal Direct specializes in this important product. Professional Liability is all we do! Working with a Broker is like playing whisper down the lane with your business. A Broker simply shops your deal with various insurance companies and takes a fee. Instead, you can work directly with the company writing and insuring your policy – MedMal Direct! This allows Physicians to leverage lower cost structures and higher efficiencies for the best possible policy! The process starts with the savings, but it continues with the ease of use in customer service, risk management tools, practice management tips in our monthly newsletter, and – if it ever happens – a collaborative claims process. MedMal Direct believes in a customer-focused approach that benefits Physicians.

Simply put, Direct is Better.