Medical Malpractice Insurance in Miami, Florida

Medical malpractice insurance is a mission critical purchase for doctors in Miami. The insurance provides professional liability coverage for doctors, surgeons, and other medical professionals. The policy protects the insured in the case where a patient claims or suffers harm due to errors, negligence, or a failure to follow an accepted standard of care.

 MedMal Direct offers our clients some of the most extensive coverage in the marketplace. As a member of the Integris group of companies, our policyholders have access to a variety of benefits and resources relevant to the operations of an independent medical practice. You can also expect an aggressive defense should you ever face a claim. No matter if you are replacing knees in Key Biscayne or performing rhinoplasty in Boca Raton, we have your covered. And, since we are based right up 95 in Jacksonville, rest assured we know the Florida market and it's needs.

Come join the thousands of doctors who made the switch and saved! Check it out for yourself with a no obligation quote!

"Going Bare" in Florida

Medical malpractice insurance is one of the largest expenses to a doctor. As a result, some have chosen to "go bare." To “go bare” means that a doctor practices medicine without professional liability insurance. This short-sighted decision could mean financial ruin should a patient file a claim against you. Although Florida does not require medical malpractice insurance (under certain conditions), uninsured doctors face undeniable legal risks that can ultimately be career-ending. A recent case in Aventura awarded a man $1 million dollars in damages over a botched liposuction procedure. The doctor, who practiced bare, had to declare bankruptcy.

Doctors who practice “bare” mistakenly believe that a lack of insurance coverage means fewer claims and even less severity. However, there is no evidence to support this claim. Additionally, some "bare" physicians think that you cannot be sued if you do not have insurance - this is false! A doctor without insurance can absolutely be sued by a patient in Florida.

A medical malpractice policy pays for the related cost to defend you and your practice up to your policy limits. Covered items would include court fees, defense costs, and any resulting damages or settlements - in the event you are sued. Don't take the chance to practice medicine bare - your career and livelihood is just not worth it!