Medical Malpractice Insurance in Oklahoma

Are you looking for Medical Malpractice Insurance?
We can help! Here at MedMal Direct, we offer some of the most extensive malpractice coverage on the market, along with robust member benefits, and exceptional customer service.

 
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Oklahoma Tort Reform

Oklahoma is among the 30 states leading the way with tort reform. Recent legislation in Oklahoma positively affected the marketplace in favor of physicians compared to the previous laws on the books. Ultimately, the tort reform resulted in a significant reduction in both the total awards as well as the total number of claims. The reform placed limits on the amount that can be awarded to a plaintiff in cases. Unless the plaintiff could demonstrate that the physician’s actions disregarded the rights of others, the law limits the jury’s punitive damages to $100,000. In cases where the defendant was found to act in a malicious and intentional regard, the limit becomes $500,000. Caps are not applicable in cases where a judge determines that malicious and intentional acts threatened life or resulted in permanent injury to the plaintiff.

These tort reforms positively impacted physician’s medical malpractice insurance options in Oklahoma.

Why Work with a Specialized, Medical Malpractice Insurance Company?

If you are looking to explore medical malpractice insurance options, MedMal Direct is an expert in this important coverage line. In fact, Professional Liability is all we do! MedMal Direct believes in a customer-focused approach that benefits physicians and provides a true partner if you are ever confronted with a claim. For more information or to obtain a quote, contact MedMal Direct's Ohio medical malpractice insurance representative below. 

Meet Your Oklahoma Representative

Susan Payne
Regional Vice President
SPayne@MedMalDirect.com
539-302-7759
 
Ready for a quote? Apply Now

How to Buy Medical Malpractice Insurance

Buying medical malpractice insurance is no easy task. It is full of confusing language, long forms, and a complex process. As part of our proven, streamlined approach, MedMal Direct collects three main pieces of information:

  1.        Curriculum Vitae – Your background as a Physician or group
  2.        Loss Runs – Your claims history
  3.        Application –Critical information for designing an individualized coverage plan

Once complete, the Underwriting Department reviews your application and assesses any potential risks. During this review, your rate is determined, and any applicable discounts are applied. The normal medical malpractice policy in Oklahoma is $1MM/$3MM. This means that your MedMal Direct policy will pay up to $1MM for any single incident and up to $3MM in total for all occurrences during the policy term.

Pro Shopping Tip: MedMal Direct will accept another insurance carrier’s application to help streamline the process for you. You’ll love how easy it is to receive a medical malpractice insurance quote.

Resources for Oklahoma Physicians

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